Current APRs for Fixed and Variable Rates

Bank Rate gathered the latest numbers on annual percentage rate (APR) for fixed and variable credit. Currently, fixed APR in August going into September is 13.02% and variable-rate credit cards is at 15.61%. Great! What does all that mean?! You may have said. Well, these rates are the average rates that determine the cost of […]

Using Entrepreneurial Status to Fill in Employment Gaps

Employment is important when applying for, maintaining, or improving your credit. When attempting to apply for a job or prepare a resume, have you ever had extended gaps of unemployment? Take a page out of the white-collar manual, turn to your entrepreneurial spirit! There are a number of ways that self employment can improve your […]

BitCoin: What The Heck Is It?!

Whatever it is, the US government seized nearly $3 million dollars worth of it from Mutum Sigillum, LLC which operates as a subsidiary of Mount Gox, a BitCoin exchange according to Coin Desk. In a second seizure, the US government shut down a website named the Silk Road. The website offered illegal drugs, money laundering, […]

Managing Business Credit Cards, The IRS Way

Businesses are just as liable for spending habits and managing finances as homeowners and individuals. Over the year, along with political turmoil and healthcare woes, the Internal Revenue Service (IRS) experienced a lack of financial responsibility. In late June, it came to light that through 2010 and 2011, IRS employees amassed $108 million in credit […]

Sequester and FAA Furloughs, Oh My!

Using a number of patchwork solutions, proposition band-aids, and misaligned bi-partisan agreements the United States Government is still functioning. Through the tumultuous first two quarters of this year, America has seen a lot of financial turbulence while the financial markets try to make the most of a bad situation. Enter health care benefit changes and […]