Businesses are just as liable for spending habits and managing finances as homeowners and individuals. Over the year, along with political turmoil and healthcare woes, the Internal Revenue Service (IRS) experienced a lack of financial responsibility. In late June, it came to light that through 2010 and 2011, IRS employees amassed $108 million in credit […]
Consumer Credit Counseling: NFCC shows key data in its survey report.
August 22, 2013 By
In ‘the 2013 Consumer Financial Literacy Survey’ report, both the National Foundation for Credit Counseling (NFCC) and the Network Branded Prepaid Card Association (NBPCA) have revealed some very interesting and insightful consumer data. The survey was conducted by market research firm, Harris Interactive Inc. along with Public Relations Research, in which around 2,037 adults aged […]
Walmart and American Express join forces over Prepaid Debit Card
October 9, 2012 By Leave a Comment
Introducing the Bluebird Prepaid Card Starting next week, the public will be able to get there hands on a new offering in the world of prepaid debit cards. The Bluebird (no relation to the Twitter bird mind you), will be available at big retailer Wal-Mart with a nominal $2 fee for ATM withdraws. According to […]
3 Myths About Credit Cards: Why You Should Buy With Credit Not Cash
June 20, 2012 By Leave a Comment
We all know that person or have that family member that believes using cash or hiding it under the mattress is the key to staying financially safe during turbulent times or to protect one’s self from ‘credit crunches.’ However, the myths of credit cards are often conveyed as facts. In our minds we can rationalize […]
Building a Solid Budget
June 13, 2012 By Leave a Comment
Any good financial advisor, credit councilor, or friend will tell you good money habits start with a solid budget. Now no budget is going to ‘rock’ solid, think of the budget as a road map for success. It serves as guard rails for your spending – just like guard rails, you can adhere to them […]
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