For some, credit is an afterthought; credit comes naturally and in large amounts. Others, ummm, not so much. Maybe you went through a divorce. Maybe your parents or family contributed to you not-so-high credit score. Or maybe you had good credit but over-extended yourself. No matter how you got there, your situation is real and […]
Consumer Credit Counseling: NFCC shows key data in its survey report.
August 22, 2013 By
In ‘the 2013 Consumer Financial Literacy Survey’ report, both the National Foundation for Credit Counseling (NFCC) and the Network Branded Prepaid Card Association (NBPCA) have revealed some very interesting and insightful consumer data. The survey was conducted by market research firm, Harris Interactive Inc. along with Public Relations Research, in which around 2,037 adults aged […]
Financial News: Credit Cards for Stay-at-Home Spouses
May 17, 2013 By Leave a Comment
If you are a stay-at-home spouse or partner, the Consumer Financial Protection Bureau has revised a regulation that should soon make it easier for you to acquire a credit card. If you do not work and are at least 21 years old, you are now permitted to apply for a line of credit based on […]
Understanding Net Worth and Why It Hasn’t Changed
June 12, 2012 By Leave a Comment
We all know that the recession and recent financial turbulence of the last few years have hit the average American household pretty hard. Even worse, it seems for many, that even as wages increase or the government extends unemployment benefits the distance those dollars go does not seem to bridge the gulf that keeps many […]
The Credit Card Act and the Stay-at-home Mom
June 9, 2012 By Leave a Comment
In the modern society of today, it is a full time job to raise children – let alone provide for their needs appropriately. With unemployment floating around 8% according to recent reports and the number of families considered poverty level, there are more Americans, namely mothers, working full time jobs right at home. Any parent […]
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