4 Steps After You’re Denied Credit

So you’ve applied for credit or a loan and been denied. What happens next? What are you suppose to do? If you are like most, you may ignore the denial letters you receive or close down the browser window telling you the unfortunate news. However, that’s your first step: acceptance. Understand that you may have […]

5 Ways to Improve Your Chances of Getting Approved

For some, credit is an afterthought; credit comes naturally and in large amounts. Others, ummm, not so much. Maybe you went through a divorce.  Maybe your parents or family contributed to you not-so-high credit score. Or maybe you had good credit but over-extended yourself. No matter how you got there, your situation is real and […]

Using Entrepreneurial Status to Fill in Employment Gaps

Employment is important when applying for, maintaining, or improving your credit. When attempting to apply for a job or prepare a resume, have you ever had extended gaps of unemployment? Take a page out of the white-collar manual, turn to your entrepreneurial spirit! There are a number of ways that self employment can improve your […]

What to do BEFORE your Credit Card Application is Denied.

“I’m about to apply for a credit card, what should I do first?” As posted in the previous post on Best Credit Cards to rebuild Credit, What to do if you’ve been denied by a Credit Card Company, about 15% of all credit card applications are denied or otherwise rejected. What this also means is […]

What to do if you’ve been denied by a Credit Card Company

“My credit card application was rejected! Why and what do I do now!?” Have you recently applied for a credit card only to have your credit card application rejected? Honestly, don’t get yourself down or think you are ‘unworthy’ of credit. According to The Nilson Report on credit card usage and household debt of 2008 […]