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fixed interest | Credit Cards for Building Credit

Current APRs for Fixed and Variable Rates

Bank Rate gathered the latest numbers on annual percentage rate (APR) for fixed and variable credit. Currently, fixed APR in August going into September is 13.02% and variable-rate credit cards is at 15.61%. Great! What does all that mean?! You may have said. Well, these rates are the average rates that determine the cost of […]

3 Myths About Credit Cards: Why You Should Buy With Credit Not Cash

We all know that person or have that family member that believes using cash or hiding it under the mattress is the key to staying financially safe during turbulent times or to protect one’s self from ‘credit crunches.’ However, the myths of credit cards are often conveyed as facts. In our minds we can rationalize […]